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The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company have become one company – The Canada Life Assurance Company. Discover the new Canada Life

The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company have become one company – The Canada Life Assurance Company. Discover the new Canada Life

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Freedom 55 Financial is a division of The Canada Life Assurance Company and the information you requested can be found here.

How does dentalcare work in Canada?

Key takeaways

How does dentalcare work in Canada?

In Canada, we’re lucky enough to have many common health needs covered by our government health insurance, paid for by our taxes.

Dentalcare, however, is generally not one of those.

This means that most Canadians either pay for their dentalcare with a workplace or personal insurance plan, or pay out-of-pocket – which can be expensive.

Each year, 6 million Canadians avoid going to the dentist because they can’t afford it, according to a 2015 report by the Canadian Academy of Health Sciences PDF | 3.69 MB

Are any dental costs covered by government health insurance?

This can vary, but most provincial and territorial health plans will only cover:

  • Dental surgery in a hospital 
  • Tumour removal 
  • Fracture repair 
  • Reconstructive surgery

This means that many common dental procedures are not covered. This could include: 

  • Routine checkup 
  • Cleaning and scaling 
  • Fillings 
  • X-rays 
  • Wisdom tooth removal
  • Root canal

There are a few groups of people who may have their dentalcare covered by their government plan. This varies from province-to-province, but can include seniors and low-income individuals, including children.

How can Canadians get dentalcare coverage?

What's next?

This information is general in nature, and is intended for informational purposes only. For specific situations you should consult the appropriate legal, accounting or tax advisor.

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