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Freedom to Choose™ health and dental insurance Select

Meet our base plan for people who don’t currently have health and dental insurance.

Ready to get health and dental coverage?

If you’d like to explore plans and see how much they could cost you, get a quote

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Here’s what Select covers in the most popular coverage categories.

  • Dental

    We’ll pay 70 percent of the cost of routine services – checkups, cleanings, fillings, oral surgeries – up to a maximum of $350 per person per calendar year.

  • Prescription drugs

    We’ll cover 70 percent of the costs of medication you’re prescribed, up to $500 per person per calendar year. Note: If you are a Quebec resident, Freedom to Choose health and dental insurance provides supplemental coverage to the prescription drug coverage provided under the Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. Freedom to Choose health and dental insurance doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse.

  • Paramedical services

    You’ve got $300 per practitioner per calendar year to spend on services like a naturopath, physiotherapy, chiropractor, psychologist, massage therapist or speech therapist. There’s a $30 per visit maximum.

  • Vision

    Keep those eyes sharp with $150 to spend every 2 years on lenses, frames or laser surgery, plus $75 for an eye exam every 2 years as well.

Looking for more coverage?

Try our Select plus or Select elite plans.

You’ll love these perks.

Want to deep dive? Learn more about this plan.

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