Freedom to Choose™ health and dental insurance Select elite
Meet our plan for people who are looking for the same coverage as Select plus with higher maximums and co-insurance.
Don’t want dental? You can opt out of it in this plan.
Ready to get health and dental coverage?
If you’d like to explore plans and see how much they could cost you, get a quote.
Here’s what Select elite covers in the most popular coverage categories.
Dental
We’ll pay 80 percent of the cost of routine services – checkups, cleanings, fillings, oral surgeries – up to a maximum of $1000 per person per calendar year. If you need a major service like a crown, we’ll cover 50 percent of that, up to $750 per person per calendar year.
Prescription drugs
The first $10,000 you receive in eligible drug reimbursements is paid at 90% and amounts after that are paid up at 100% until you have received the overall maximum, which is $250,000. Note: If you are a Quebec resident, Freedom to Choose health and dental insurance provides supplemental coverage to the prescription drug coverage provided under the Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. Freedom to Choose health and dental insurance doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse.
Paramedical services
You’ve got $500 per practitoner per calendar year to spend on services like a naturopath, physiotherapy, chiropractor, psychologist, massage therapist or speech therapist, with a maximum of $50 per visit.
Vision
Keep those eyes sharp with $250 to spend every 2 years on lenses, frames or laser surgery, plus $75 for an eye exam every 2 years as well.
Want to see some more options?
Check out our Select or Select plus plans..
