Newfoundland and Labrador provincial health plan
What’s covered by the provincial government health plan?
The Newfoundland and Labrador Medical Care Plan (MCP) is the provincial planOpens in a new window for all residents that provides coverage for most of your basic healthcare services.
Are you covered?
To qualify, you must be a resident of Newfoundland and Labrador. A resident under the MCP is defined as someone “who is lawfully entitled to be or remain in Canada, makes his or her home in the province, and is ordinarily present in the province but does not include a tourist, transient or visitor to the province.” Certain exceptions applyOpens a new website in a new window - Opens in a new window.
How personal insurance can keep you covered
Personal health insurance can help supplement your coverage where you need it most.
Cover unexpected costs
Though you’re covered, you still pay for some of your provincial health coverage. Personal health insurance can help make sure you aren't paying out of pocket for unexpected expenses.
Knowing the gaps in provincial plans and the workplace coverage you have can help make sure you have the coverage you and your family needs.
Help save money
Taking care of your health now means avoiding serious illnesses or paying for expensive treatments later. Personal insurance can help you get the services and care you need without the big cost.
These highlights from the Newfoundland and Labrador Medical Care Plan and Newfoundland and Labrador Hospital Insurance Plan are for general reference only and are subject to change, corrections and updates. Other government programs may also be available. For more information on the latest coverage details, contact:
The Newfoundland and Labrador Medical Care Plan
45 Major’s Path
St. John’s, NF A1A 4Z9
Toll Free: 866-449–4459
Newfoundland & LabradorOpens a new website in a new window - Opens in a new window
Last updated: April 2022