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How Canada Life is supporting you during COVID-19. Learn more

The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company have become one company – The Canada Life Assurance Company. Learn more

The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company have become one company – The Canada Life Assurance Company. Learn more

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Freedom 55 Financial is a division of The Canada Life Assurance Company and the information you requested can be found here.

The Manitoba Health, Seniors and Active Living Services Insurance Plan (MHSIP) is the provincial plan for all Manitoba residents. It provides coverage for most of your basic healthcare services.

To qualify, you must be a resident of Manitoba for at least 6 months every calendar year. You are not eligible for coverage if you are a tourist, visiting the province or transient. Certain exceptions apply.Opens a new website in a new window

What’s covered with MSHIP
Prescription drugs

The Manitoba Pharmacare program provides coverage for drugs listed on the Manitoba drug formularyOpens a new website in a new window based on your household income and prescription drug cost. This means you pay an annual deductible which is based on your incomeOpens a new website in a new window, a dispensing fee and the rest is paid for by Pharmacare.

Blood glucose test strip quantity is limited based on the diabetes treatment you receiveOpens a new website in a new window.

Ambulance There is no coverage for ground ambulance services except medically necessary hospital-to-hospital transfers for those that meet the criteria. Certain exceptions apply.Opens a new website in a new window
Dental benefits

You’re covered for some in-hospital dental surgeriesOpens a new website in a new window in Manitoba.

There is no coverage for routine or major services such as cleanings, fillings, extractions, crowns etc. You also aren’t covered for treatment of accidental injury to teeth.

Vision care

You’re covered for 1 routine eye exam in a 2 year benefit period if you are 18 years and younger or 65 years and older. You’re covered for medically necessary eye exams regardless of age.

You aren’t covered for prescription glasses or contact lenses.

Learn more about eye exam coverageOpens a new website in a new window.

Hospital You’re covered for standard accommodation and meals. Learn more about hospital staysOpens a new website in a new window.
Paramedicals

You’re covered for a maximum of 7 chiropractor visits per resident per calendar year for the adjustment of the spinal column, pelvis and extremities only. You’re covered for physiotherapy, occupational therapy, speech therapy or dietetic counselling only when performed in a hospital.

You aren’t covered for chiropractic, dietetic, psychologist, massage therapy, naturopath, osteopath, acupuncture or podiatry services.

Find out what podiatry services are available.Opens a new website in a new window
Hearing aids and medical supplies

The Children’s Hearing Aid ProgramOpens a new website in a new window provides coverage for children under the age of 18. This program covers one device per ear every 4 years for those who require a hearing aid, as prescribed by an otolaryngologist or audiologist. There is a $75 deductible on all claims.

No coverage is available for residents over the age of 18.

Nursing benefits and home care Home care coverage varies by need. If you qualify, the Manitoba government provides coverage for a variety of services in your home and communityOpens a new website in a new window.
Accidental death and dismemberment MHSIP does not provide any coverage for accidental death and dismemberment.
Out of country MHSIB covers emergency admittance to a hospital based on established daily rates, with a maximum coverage of $100 CAD per visit. Learn more about coverage outside of CanadaOpens a new website in a new window.

Personal health insurance can help supplement your coverage where you need it most.

Government health coverage varies from province-to-province. Let’s build a plan so you and your family are protected.

These highlights from the Manitoba Health Services Plan are for general reference only and are subject to change, corrections and updates. Other government programs may also be available. For more information on the latest coverage details, contact:

Insured Benefits Branch, Manitoba Health
300 Carlton Street
Winnipeg, MB R3B 3M9
In Winnipeg, call 204-786-7101
Winnipeg Deaf Access Line TTY/TDD: 204-786-7132
Outside of Winnipeg, call toll-free 800-392-1207
Outside of Winnipeg deaf access phone: The Manitoba Relay Service at 711 or 1-800-432-4444 to reach the above number.
ManitobaOpens a new website in a new window

Last updated: March 2021