Looking for dental insurance in Canada? We’ve got you covered.

Taking care of your teeth can be essential to your overall wellbeing – but it can also be expensive.
While the federal government’s Canadian Dental Care Plan does cover some dental expenses for some Canadians, not all of us are covered – and often not all the cost is covered even if you are eligible.
Plus, even if you have workplace benefits, a 2024 survey found that people still spend an average of $1,057 out-of-pocket for dental care.
Freedom to Choose™ health and dental insurance can help cover the out-of-pocket cost for dental checkups, fillings and major dental like crowns or root canals.
With our Select elite plan, you get 80% coverage on routine dental services up to $1000 per person per calendar year.
Plans that include dental coverage can start at just a few dollars a day.
Apply in less than 15 minutes for coverage that includes vision insurance.

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Over 20,000 Canadians and counting have put their trust in Freedom to Choose™ health and dental insurance

Private health insurance with dental coverage can help bridge that gap.

For example, let’s say you want to go for a routine dental check-up in Canada.

That’s $94 you just saved with private insurance.

This example is for illustrative purposes only. Individual circumstances may vary.

Take this questionnaire to discover our health and dental plans.

Prescription drugs
Optometrist visits
Physiotherapist
Chiropractor

How often should you go to the dentist?

Aim for a checkup every six months, recommends the Canadian Dental Association.

How much does a dental checkup cost in Canada?

This will depend. If you’re just getting a dental cleaning, this usually costs between $150 and $250. If your dentist finds something like a cavity or something more serious like a tooth that needs a root canal, you’re looking at a much bigger bill.

Doesn’t the Canadian Dental Care Plan (CDCP) mean that dental is now free in Canada?

This can be a common misconception. While the CDCP does offer some coverage to some Canadians, many of us are not covered. For example, you’re not eligible if you net family income is more than $90,000. And even if you are eligible, only some dental procedures are covered, and you may still have to pay some of the cost out-of-pocket.

Does private insurance include dental in Canada?

Yes! For example, Freedom to Choose health and dental insurance can help cover routine dental needs, like fillings or x-rays, and more major procedures like crowns or root canals.

Here are a few reasons why Canadians put their trust in Freedom to Choose health and dental insurance

If you’d like to explore plans and see how much they could cost you, get a quote.

Note: If you are a Quebec resident, Freedom to Choose health and dental insurance provides supplemental coverage to the prescription drug coverage provided under the Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. Freedom to Choose health and dental insurance doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse. Our Select plans (excluding Select with Assured Acceptance), do not cover prescription drugs you are already taking, or future prescriptions related to any pre-existing medical conditions.

Offer available exclusively instore at all Rexall locations. Some exclusions apply. Excludes prescriptions, products containing codeine, insulin, Rexall Gift Cards, Gift Card Express, lottery, postal services, stamps, transit tickets, baby diapers, baby formula, adult meal supplements, cheese, eggs, fresh milk, bread, prepaid phone cards, photofinishing, newspapers, tobacco products, shopping bags and taxes. Must be enrolled in Be Well and Preferred Perks.