Life insurance premium waiver due to disability forms
Have coverage through your employer or plan sponsor? You’re in the right place.
If you have coverage through an advisor, use our personal insurance forms. If you purchased coverage directly through Canada Life, use our Freedom to Choose™ forms.
How to make a claim
Use these forms to apply to waive your workplace life insurance premium if a disability is keeping you from working.
Step 1: Start a paper claim
Download the form and print it, or fill it out in Adobe Reader XI or higher - Opens in a new window (not your browser) and save.
Download instructions for applying to have your life insurance premiums waived due to disability.
Use this form to apply for a life insurance premium waiver if you cannot work due to disability.
Use this form to permit Canada Life to collect, use and exchange info to assess and administer your life waiver of premiums claim.
Step 2: Ask your doctor to complete a physician’s statement.
Choose the most appropriate form for your condition and ask your doctor to complete it.
Use this form to make a disability claim because of cancer conditions. You’ll need your doctor to fill in some sections.
Use this form to make a disability claim because of cardiac conditions. You’ll need your doctor to fill in some sections.
Use this form to make a disability claim if you have a diagnosis of COVID-19, or if you have symptoms and are waiting for test results.
Use this form to make a long-term disability claim if your disability is caused by a condition that doesn't fit in another category. You'll need your doctor to fill in some sections.
Use this form to make a disability claim because of mental health conditions. You’ll need your doctor to fill in some sections.
Use this form to make a disability claim caused by musculo-skeletal conditions. You'll need your doctor to fill in some sections.
Use this form to make a claim for short-term disability or for early referral services. You’ll need your doctor to fill in some sections.
Use these forms if you want to download disability claim forms for all medical conditions. You'll need your doctor to fill in some sections.
Step 3: Submit your claim.
You’ll find instructions on how to submit your request on the form itself.