Skip to main content

How Canada Life is supporting you during COVID-19. Learn more

Your web browser is out-of-date. For the best experience, please update to a modern browser like Chrome, Edge, Safari or Mozilla Firefox.

Health care benefits for departing employees

Give your employees a secure send-off

PlanDirect™ helps retiring and departing employees cover unexpected medical costs when it’s needed most.

Image alt text required
  • Support your community

    Show care for your workforce without adding costs.

  • Easy access

    Your departing employees can apply online quickly and simply.

  • A safe path forward

    Know your retiring employees are set up well for their next chapter.

What is PlanDirect?

PlanDirect is an affordable way for people who are retiring or leaving your organization to keep their health and dental insurance.

With no medical exam, PlanDirect gives your departing employees the option to find a plan that works for their needs. It’s security for them, at no cost to you.

How does it work?

  1. You let departing employees know that PlanDirect is an option.
  2. Employees can apply for PlanDirect online within 60 days of losing their group coverage.
  3. We handle their application and follow up directly with them.

Talk to an advisor to learn more

Your life is unique, and your insurance needs are too. An advisor can help you figure out a plan that fits you.

Why should my employees choose PlanDirect?

  • Easy qualification

    Even with pre-existing conditions, your employees won’t need a medical exam to qualify.

  • No lifetime maximum

    Although there are annual limits to the payments they can receive, there is no lifetime maximum, so your departing employees can stay covered longer.

  • Available nationwide

    As long as your employees qualify for provincial health coverage in the Canadian province they live in, they can keep their PlanDirect coverage.

  • Flexible coverage levels

    3 levels of coverage and optional add-ons mean your employees can choose the coverage that works for them.