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Savour the fruits of your labour.
Funds in a locked-in RRSP/LIRA must be converted to a life income fund (LIF), a locked-in retirement income fund (LRIF), PRRIF or a life annuity by the end of the year in which you turn age 71.
A simple outline of your LIRA/locked-in RRSP investment options:
* Plan provisions and applicable legislation may vary.
** Available in all provinces except Prince Edward Island and Saskatchewan.
*** Available only in Alberta, Manitoba, Ontario, and Newfoundland and Labrador.
**** Available only in Saskatchewan and Manitoba.
Find information about your group retirement, savings and income account.