A preferred series segregated fund is designed for investors with $500,000 or more in eligible assets invested with Canada Life. It offers you a broad menu of options to fit your lifestyle and situation, including flexible payment options. You can also receive preferred pricing that reflects the size of all your eligible investments with Canada Life, along with investments that your family or business has with us.
How does it work?
A segregated fund policy guarantees that the value of your investment at policy maturity, or at the time of your death, will not be less than a set percentage of your contributed premiums. Preferred series provides a guarantee of 75% or, if you choose, up to 100% percent of your principal at policy maturity or death (proportionately reduced by any withdrawals).
Each segregated fund is a professionally managed pool of money spread across a number of different investments, which helps diversify your savings and protect them from dips in the market. Segregated funds also offer customizable guarantees that help protect your investment and help preserve the money you’ve worked hard to save.
How does it benefit you and your family?
With Canada Life preferred series, you can customize your policy to help you achieve your goals: growing your wealth, providing income or preserving your wealth for future generations. Your advisor can help you design your segregated fund policy with your goals in mind.
Protect the legacy you leave your family
Segregated funds offer a simple and straightforward way to pass on your money. Unlike some investments, the death benefit from your segregated fund policy will go directly to your beneficiaries and won’t flow through your estate. This could be faster, less expensive and less stressful than other options.
Preferred pricing and flexible fee options
Take advantage of the investments that you, your family and your business have with Canada Life. We take them all into account in order to offer you preferred pricing and flexible fee options.
With access to one of the widest selections of segregated funds in Canada, including fixed income, bonds, Canadian equity, foreign equity, specialty equity and real estate, you can customize your investments to match your investing style and reach your financial goals faster.
Talk to an advisor
Not feeling confident in your finances? You can talk to an advisor who will work with you to craft a financial plan tailored to your needs.