Schedule of fees
There are certain admin fees associated with your NextStep plan. You can find out more about these costs, including when they're payable, by downloading the NextStep Schedule of Fees.
How to continue saving with your workplace plan
Take your next step with confidence
Keep your savings in place with NextStep™ – and continue to enjoy the perks of a Canada Life workplace plan.
Personalized service
Expert guidance to help you make the best decisions for your financial future.
Great savings
Keep the group advantage with generally lower fees than retail investments.
Simple sign-up
Register in just a few minutes and keep your money working for you.
What should you do with your workplace RRSP, pension plan or other savings when you leave a company?
Whether you’re retiring or transitioning to another opportunity, leaving your job comes with big decisions.
What you’re going to do with the money you saved in your workplace retirement and savings plan shouldn’t be one of the hard ones.
Let us help you smooth your financial transition to that next chapter with NextStep.
Why should I choose NextStep?
You keep the great group rates, with fees generally lower than retail.
You’ll have access to investment and retirement specialists plus online resources.
Your spouse or common law partner can also join, meaning that you both enjoy lower fees and higher interest on combined savings.
You can choose from a wide range of products, such as TFSAs, RRSPs and RRIFs.
How does NextStep work?
If your workplace retirement and savings plan was with Canada Life, you can seamlessly transfer your account to NextStep.
As part of a simple sign up process, our experts can help you to make the right choices for your financial goals and needs.
We’ll walk you, step-by-step, through a plan that works for you – whether you’re looking to retire today, or invest for tomorrow.
You also get access to:
Consult+
Consult+ is an app and website that gives you access to qualified doctors and other health care professionals.
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Freedom to Choose™ health and dental insurance
Can help fill the gap between your provincial plan coverage and what you pay for out-of-pocket expenses.
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Portable Benefits
Portable Benefits offers flexibility for life, critical illness and accidental death and dismemberment (AD&D) coverage.
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Registered education savings plan (RESP)
An RESP you can open in your pajamas (because it’s all online).
Talk to credit experts for free
You can get help from the Credit Counselling Society, an award-winning, non-profit service to help you and your family. The Credit Counselling Society can give you free, practical resources to help you:
- Manage your expenses
- Pay off debt
- Set goals for your finances
Reach the Credit Counselling Society at 1 8 8 8 5 2 7 8 9 9 9. If you live in Quebec or an Atlantic province, call Credit Counselling Service of Atlantic Canada at 1 8 8 8 7 5 3 2 2 2 7.
Have a savings plan through your employer?
Use your online account to check your balance, make additional contributions, manage your personal information and more.
Looking for a NextStep form?
Find a form
Find the forms you need to get started with NextStep or to manage your existing plan.