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Freedom to Choose™ health and dental insurance
Don’t have coverage right now?
We’ve got you covered.

You can choose from three plans.

Select

Meet our base plan, ideal if you’re on a budget.

Apply now
  • 70% prescription coverage up to $500 per person per calendar year
  • 70% routine dental coverage up to $350 per person per calendar year 
  • 100% coverage for one eye exam up to $75 every 2 years

Select plus  Popular

Same great coverage as our Select plan, but your reimbursement rate and maximums are higher.

Apply now
  • 80% prescription coverage up to $10,000 per person per calendar year
  • 80% routine dental coverage up to $750 per person per calendar year 
  • 100% coverage for paramedical practitioners up to $400 per practitioner each calendar year

Select elite

If you’re looking for even more coverage than Select plus, this is the plan for you.

Apply now
  • 90% prescription coverage up to $10,000 per person per calendar year, 100% for next $240,000
  • 80% routine dental coverage up to $1000 per person per calendar year 
  • 100% coverage for paramedical practitioners up to $500 per practitioner per calendar year

Got coverage right now (or lost it within 60 days)?

Our Guaranteed plans may be right for you.

Here’s how the different plans compare in some of the most popular benefits areas Footnote *:

Select Select plus Select elite

Dental – routine services

70% coverage up to $350 per person each calendar year

80% coverage up to $750 per person each calendar year 

Option 1: without dental 

Option 2: with dental, 80% coverage up to $1000 per person each calendar year

Eye glasses, contact lenses and laser eye surgery

100% coverage up to $150 per person every 2 years  
100% coverage up to $200 per person every 2 years 

100% coverage up to $250 per person every 2 years

Paramedical services, including physiotherapy, speech therapy and psychology 100% coverage up to $30 per visit; maximum of $300 per practitioner each calendar year 
100% coverage up to $40 per visit; maximum of $400 per practitioner each calendar year 
100% coverage up to $50 per visit; maximum of $500 per practitioner each calendar year 

Prescription drugs

70% coverage up to $500 per person each calendar year 80% coverage up to $10,000 per person each calendar year

90% coverage on first $10,000 per person each calendar year 

100% for the next $240,000 

$250,000 maximum per person each calendar year 

Learn more Learn more Learn more
Footnote *
* Note: If you are a Quebec resident, Freedom to Choose health and dental insurance provides supplemental coverage to the prescription drug coverage provided under the Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. Freedom to Choose health and dental insurance doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse.

Here’s what real customers have to say about their Canada Life insurance plans

It works. No hassles. The coverage is always there.

The ability to submit claims via the app so easily is wonderful.

It gives me protection between jobs.

It was very easy to get reimbursed and it was very fast.

You can also add extra coverage if you need it.

Ready to get health and dental coverage?

If you’d like to explore plans and see how much they could cost you, get a quote

Apply now

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