Quebec provincial health plan
What’s covered by the provincial government health plan?
The Régie de l'assurance maladie du Québec (RAMQ) manages the Québec Health Insurance Plan for all Québec residents. It provides coverage for most of your basic healthcare services.
Are you covered?
To qualify, you must fulfill the requirements outlined in the Québec Health Insurance ActOpens a new website in a new window - Opens in a new window and comply with the rules for staying in Québec to remain eligible. These rules change depending on your reason for visiting or living in Québec.
You are automatically registered for RAMQ if you are 65 or olderOpens a new website in a new window - Opens in a new window, otherwise you must apply for coverage unless you are already covered by a private group plan.
Visit the RAMQ site to see if you qualifyOpens a new website in a new window - Opens in a new window or to register for health coverageOpens a new website in a new window - Opens in a new window.
How personal insurance can keep you covered
Personal health insurance can help supplement your coverage where you need it most.
Cover unexpected costs
Though you’re covered, you still pay for some of your provincial health coverage. Personal health insurance can help make sure you aren't paying out of pocket for unexpected expenses.
Knowing the gaps in provincial plans and the workplace coverage you have can help make sure you have the coverage you and your family needs.
Help save money
Taking care of your health now means avoiding serious illnesses or paying for expensive treatments later. Personal insurance can help you get the services and care you need without the big cost.
These highlights from the Quebec Health Insurance Plan are for general reference only and are subject to change, corrections and updates. Other government programs may also be available. For more information on the latest coverage details, contact:
Régie de l’assurance maladie du Québec
Service des opérations et des renseignements aux personnes assurées
P.O. Box 600
Québec, PQ G1K 7T3
In Québec City, phone: (418) 646-4636
In Montréal, phone: (514) 864-3411
All other areas of the province, call toll-free: (800) 561-9749
Last updated: April 2022