British Columbia provincial health plan
What’s covered by the provincial government health plan?
The Medical Services Plan (MSP) and PharmaCare are the provincial plans for all eligible B.C. residents. It provides coverage for most of your basic healthcare and prescription drug services. You must be enrolled in MSP before obtaining PharmaCare coverage.
Are you covered?
To qualify, you must be a Canadian citizen or permanent resident and reside in B.C. for at least 6 months every year. Certain exceptions applyOpens a new website in a new window - Opens in a new window.
How personal insurance can keep you covered
Personal health insurance can help supplement your coverage where you need it most.
Cover unexpected costs
Though you’re covered, you still pay for some of your provincial health coverage. Personal health insurance can help make sure you aren't paying out of pocket for unexpected expenses.
Knowing the gaps in provincial plans and the workplace coverage you have can help make sure you have the coverage you and your family needs.
Help save money
Taking care of your health now means avoiding serious illnesses or paying for expensive treatments later. Personal insurance can help you get the services and care you need without the big cost.
These highlights from the British Columbia Medical Services Plan are for general reference only and are subject to change, corrections and updates. Other government programs may also be available. For more information on the latest coverage details, contact:
Health Insurance BC
P.O. Box 9035 Stn Prov. Govt.
Victoria, BC V8W 9E3Lower Mainland: 604-683-7151
Elsewhere in B.C.: 1-800-663-7100 (toll-free)
British ColumbiaOpens a new website in a new window - Opens in a new window
Last updated: March 2021