What about retirement and savings?
If your employees will also need to transition out of a group retirement savings plan, NextStep can help make that process easier.
Health care benefits for departing employees
Give your employees a secure send-off
PlanDirect™ helps retiring and departing employees cover unexpected medical costs when it’s needed most.
Support your community
Show care for your workforce without adding costs.
Easy access
Your departing employees can apply online quickly and simply.
A safe path forward
Know your retiring employees are set up well for their next chapter.
What is PlanDirect?
PlanDirect is an affordable way for people who are retiring or leaving your organization to keep their health and dental insurance.
With no medical exam, PlanDirect gives your departing employees the option to find a plan that works for their needs. It’s security for them, at no cost to you.
How does it work?
- You let departing employees know that PlanDirect is an option.
- Employees can apply for PlanDirect online within 60 days of losing their group coverage.
- We handle their application and follow up directly with them.
Why should my employees choose PlanDirect?
Easy qualification
Even with pre-existing conditions, your employees won’t need a medical exam to qualify.
No lifetime maximum
Although there are annual limits to the payments they can receive, there is no lifetime maximum, so your departing employees can stay covered longer.
Available nationwide
As long as your employees qualify for provincial health coverageOpens in a new window in the Canadian province they live in, they can keep their PlanDirect coverage.
Flexible coverage levels
3 levels of coverage and optional add-ons mean your employees can choose the coverage that works for them.
