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PlanDirect™ Basic, Comprehensive and Premier plans

About to leave your benefits plan?

Complete an application by May 31 and pay only $1 for your first month of PlanDirect coverage

You can choose from three health and dental insurance plans

Basic

Meet our base plan, offering coverage that’s ideal if you’re on a budget.

Apply now
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)

Comprehensive

Offers more coverage than our Basic plan, including dental care and the option to add major dental coverage.

Apply now
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)

Premier

If you’re looking for more coverage than our Comprehensive option, this is the plan for you.

Apply now
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)
  • 90% prescription drug coverage up to $1000 per person per calendar year (without drug card)

No coverage right now?

Our Core, Core Plus and Elite plans could be a good fit for you.

You might choose one of these plans because:

  • You don’t need a medical exam to qualify

  • You can apply with pre-existing conditions

  • You can keep your coverage, even if you move provinces or territories

Here’s how the different plans compare in some of the most popular benefits areas:

Note: If you are a Quebec resident,  PlanDirect provides supplemental coverage to the prescription drug coverage provided  under the  Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. PlanDirect doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse. 

Basic

Comprehensive

Premier

Dental – routine services

No coverage 

80% coverage up to $1,000 per person each calendar year

85% coverage up to $2,000 per person each calendar year 

Eye glasses, contact lenses and laser eye surgery

No coverage

100% coverage up to $200 per person every 2 years

90% coverage up to $275 per person every 2 years 

Eye exam 

90% coverage up to $75 for 1 eye exam every 2 years

100% coverage for 1 eye exam every 2 years

90% coverage for 1 eye exam every 2 years

Prescription drugs

(with drug card) 

80% coverage up to $1,000 per person each calendar year 

85% coverage up to $1,500 per person each calendar year

90% coverage up to $2,400 per person each calendar year

Paramedical services like psychologists, physiotherapists, massage therapists and more

90% coverage up to $300 per person, per practitioner, each calendar year 

 

100% coverage up to $350 per person, per practitioner, each calendar year

100% coverage up to $400 per person, per practitioner, each calendar year 

Idris’ story

“Idris has just retired from his job, which means leaving his workplace benefits plan behind. He’s healthy and active and plans to spend his time pursuing two passions: Rock climbing in the summer and skiing in the winter. This means he’ll need regular massage therapy appointments, and the option to visit a physiotherapist if he gets injured. He’s also aware that health concerns may crop up as he gets older and wants to make sure he’s got the neccesary amount of prescription drug coverage to help with any medication he might need.

That’s why Idris chose PlanDirect Premier. This coverage provides $400 per calendar year per practitioner for visits to paramedical services like physiotherapists. It also has a $2400 per person maximum each calendar year for prescription drugs.”

You can also add extra coverage if you need it.

Ready to get health and dental coverage?

If you’d like to explore plans and see how much they could cost you, get a quote

Apply now