About to leave your benefits plan?
Complete an application by May 31 and pay only $1 for your first month of PlanDirect coverage
Meet our base plan, offering coverage that’s ideal if you’re on a budget.
Offers more coverage than our Basic plan, including dental care and the option to add major dental coverage.
If you’re looking for more coverage than our Comprehensive option, this is the plan for you.
Our Core, Core Plus and Elite plans could be a good fit for you.
You don’t need a medical exam to qualify
You can apply with pre-existing conditions
You can keep your coverage, even if you move provinces or territories
Note: If you are a Quebec resident, PlanDirect provides supplemental coverage to the prescription drug coverage provided under the Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. PlanDirect doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse.
| Basic | Comprehensive | Premier | |
|---|---|---|---|
Dental – routine services |
No coverage | 80% coverage up to $1,000 per person each calendar year | 85% coverage up to $2,000 per person each calendar year |
Eye glasses, contact lenses and laser eye surgery | No coverage | 100% coverage up to $200 per person every 2 years | 90% coverage up to $275 per person every 2 years |
Eye exam | 90% coverage up to $75 for 1 eye exam every 2 years | 100% coverage for 1 eye exam every 2 years | 90% coverage for 1 eye exam every 2 years |
Prescription drugs (with drug card) | 80% coverage up to $1,000 per person each calendar year | 85% coverage up to $1,500 per person each calendar year | 90% coverage up to $2,400 per person each calendar year |
Paramedical services like psychologists, physiotherapists, massage therapists and more | 90% coverage up to $300 per person, per practitioner, each calendar year
| 100% coverage up to $350 per person, per practitioner, each calendar year | 100% coverage up to $400 per person, per practitioner, each calendar year |
“Idris has just retired from his job, which means leaving his workplace benefits plan behind. He’s healthy and active and plans to spend his time pursuing two passions: Rock climbing in the summer and skiing in the winter. This means he’ll need regular massage therapy appointments, and the option to visit a physiotherapist if he gets injured. He’s also aware that health concerns may crop up as he gets older and wants to make sure he’s got the neccesary amount of prescription drug coverage to help with any medication he might need.
That’s why Idris chose PlanDirect Premier. This coverage provides $400 per calendar year per practitioner for visits to paramedical services like physiotherapists. It also has a $2400 per person maximum each calendar year for prescription drugs.”
Added financial security if you’re injured or die in an accident.
If you get sick or hurt while you’re outside Canada, this can cover unexpected emergency medical expenses.
Helps with expenses if you need to stay in the hospital for an extended time.
Bridges, crowns, dentures – this extra coverage helps with non-routine dental expenses.
If you’d like to explore plans and see how much they could cost you, get a quote.
