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How Canada Life is supporting you during COVID-19. Learn more

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PlanDirect™ Premier

Meet our health and dental insurance plan for people leaving workplace benefits and looking for the most coverage we offer.

Want to know how much this could cost you?

Get a quote

Here’s what Premier covers in the most popular coverage categories.

  • Dental

    We’ll pay 85 percent of the cost of routine services – cleanings, fillings, oral surgeries – up to a maximum of $2000 per person per calendar year. If you need a major dental service like a crown, we’ll cover 50 percent of that, up to $1000.

  • Prescription drugs

    We’ll cover 90 percent of up to $2400 per person per calendar year. If you are a Quebec resident, PlanDirect provides supplemental coverage to the prescription drug coverage provided under the Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. PlanDirect doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse.

  • Paramedical services

    You’ve got $400 per practitioner per calendar year to spend on services like a naturopath, physiotherapy, chiropractor, massage therapist, psychologist or speech therapist.

  • Vision

    Keep those eyes sharp with up to $275 to spend every 2 years on lenses, frames or laser surgery, plus 90 percent coverage for an eye exam every 2 years as well.

  • Private hospital room

    We’ll cover the difference in price between private accommodation and a standard ward, to a maximum of $250 per day and 90 days per calendar year.

You’ll love these perks.

Want to deep dive? Learn more about this plan.

Ready to get health and dental coverage?

If you’d like to explore plans and see how much they could cost you, get a quote

Apply now