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Freedom to Choose™ health and dental insurance

We’ve got you covered

Our plans can help you tackle medical costs not covered by your government health plan – at a price that works for you and your family.

See why over 20,000 Canadians already put their trust in Freedom to Choose health and dental insurance

  • Get up to $250,000 in prescription drug coverage

  • No termination age, so you’re never too old for coverage

  • Apply in less than 15 minutes, no medical exam needed

  • Make claims online and get reimbursed fast

  • See paramedical specialists like physios or psychologists without a doctor’s note

  • Bundle coverage with extras like travel medical insurance or major dental

Not sure what you’re looking for?

Take this questionnaire to discover our health and dental plans.

Find a plan

It takes just 15 minutes to apply. Here’s how it works.

Have a question as you go? We’ve got team members standing by to help.

  • Pick a plan
  • Tell us about yourself / your family and any medical conditions
  • Enter your payment info
  • You’re done!

There’s a Freedom to Choose health and dental insurance plan for everyone. What’s your current situation?

Got questions about our health and dental insurance plans?

  • What do our plans cover?

    You can tailor your coverage to include a range of healthcare needs, such as:

    • Routine dental services
    • Eye exams, glasses, contact lenses and laser surgery
    • Prescriptions drugs
    • Physiotherapy, chiropractor visits and massage therapy
    • Social workers and psychologists
    • Naturopaths, dieticians, acupuncturists, no referral needed like all our paramedical services
  • How much will this cost me?

    Your monthly premium will depend on the plan you choose. To get a quote – and explore all our plans have to offer – take our questionnaire.

  • Can I be denied coverage?

    As long as you are covered by provincial healthcare, you will always be offered coverage when you apply for one of our plans. Even if you have a pre-existing condition, we still have an option for you with our guaranteed acceptance plan. 

  • Do you offer travel medical insurance?

    Yes! You can add emergency travel medical insurance as extra coverage to any of our plans. It’s not available as a stand-alone product. 

  • Why do you need to know about my pre-existing conditions?

    We’ll never deny you coverage, but your pre-existing conditions are needed to help us calculate your monthly premiums and to determine which plans you’ll be eligible for. It’s a very short questionnaire and we don’t ask for any medical tests like bloodwork or urine samples.

Not seeing your question? Check out more FAQS

Ready to get health and dental coverage?

If you’d like to explore plans and see how much they could cost you, get a quote

Apply now

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