Welcome Plan - Group benefits for new or returning Canadians
Right at home
Essential coverage for new arrivals and returning expats.

Bridges the gap
Coverage until employees are eligible for provincial healthcare.
Essential support
Helps your workforce live their healthiest, most productive lives.
Attract top talent
Eases the transition for employees joining you from abroad.
What is Welcome Plan?
It provides temporary coverage for expenses normally covered by provincial healthcareOpens in a new window. It bridges the gap in care while your employees wait to become eligible, which can take 3 months or longer.
What does Welcome Plan cover?
It pays 100 percent of covered expenses, up to $1 million dollars per individual in a lifetime. Some of the healthcare services it covers are:
Visits to the doctor
Lab fees
Emergency dental services
Hospital ward admission
Out-of-province and out-of-country coverage
Who is eligible for Welcome Plan?
Temporary employees who aren’t eligible for provincial health care
Returning Canadians during their waiting period for provincial coverage
New residents permanently relocating to Canada