Contribuez à assurer l’avenir financier de vos employés
Un régime de retraite et d’épargne collectif adapté aux besoins de votre entreprise et aux objectifs financiers de vos employés.
Réduction des coûts
Une rotation du personnel potentiellement plus faible se traduit par une diminution des embauches et des formations.
Travaillez dans les limites de votre budget pour créer des solutions qui vous conviennent, à vous et à vos employés.
Attirer et fidéliser les employés
Un régime vous permet de fidéliser vos meilleurs employés en répondant à leurs besoins tout au long de leur vie.
Pourquoi offrir un régime de retraite et d’épargne collectif?
A group benefits plan helps employees cover the cost of things provincial health care plans may not pay for, including certain prescription drugs, dental, hospital, vision, paramedical and ambulance services. You can also combine a savings plan to help your employees reach their financial and retirement goals.
Benefits for your employees
- Employees can get coverage at a reduced cost compared to most personal plans
- Help protect your employees and their family’s health
- Help reduce financial stress if something happens
Benefits for your company
- Help improve morale and increase productivity
- Can be less expensive than providing salary increases as there are no additional increases in CPP, EI or Workers’ Compensation rates
- Premiums paid on group benefits can be written off as a business expense
- Maintain a competitive edge in the job market
- Attract and keep key employees
What’s the right benefit plan for your company?
Let’s take a look at the different benefits you can offer. There are some base benefits that are a part of many plans, and then you can further tailor yours with different specialty options.
A healthy workforce is a productive workforce. Healthcare benefits can help bridge the gap between provincial health insurance plans and the coverage your members and their families need.
Employees identify dental coverage as one of the most valued benefits, but a dentist visit can be expensive. Dental benefits will save your employees from high costs and protect their dental health.
Wellness and disability programs
Lost productivity, absenteeism, rising drug costs and disability affect your bottom line. Create a seamless wellness and disability management program that helps control costs and supports recovery.
Life, critical illness and accident insurance
You can help your employees in case tragedy strikes. There are flexible options for you to provide financial support for your employees and their families in case of an illness, accident or death.
Health care spending accounts
Provide your employees with flexible, tax- effective coverage for health-related expenses not included in their plan or to top up their benefits.
Expats or new to Canada insurance
The job market is global. Make sure your employees coming to Canada or moving abroad have the health coverage they need.
Benefits for retirees or self-employed
Provide your employees with comprehensive health and dental coverage into retirement so they can focus on enjoying what they’ve worked hard to obtain.
Emergency medical coverage and travel assistance
Improve your plan with out-of-country emergency medical coverage and worldwide travel assistance for your employees wherever and whenever they need it.
Easily manage your plan
Managing your group benefits doesn’t have to be complicated. Our apps and online services offer convenience, accessibility and security for administering your group’s benefits.