Critical illness insurance provides money you can use however you need while recovering from a life-altering illness. If you experience a covered illness and meet the survival period, you’ll receive a tax-free lump-sum cash payment. If you’re faced with a severe illness wouldn’t you want to worry less about your finances and instead focus on your recovery?

How will it benefit me

Financial protection

Critical illness insurance gives you flexibility to help keep your finances on track so you can focus on your recovery. You can use the money to cover travel costs to get to treatment facilities, supplement lost wages due to time away from work and keep up with everyday expenses.

Focus on what's best for your recovery

With critical illness insurance, you don’t have the added stress of having to make difficult financial decisions to support your family. You can use the money to:

• Cover the cost of medications, medical devices and treatment not covered by provincial health plans and other benefit plans
• Access private or out-of-country medical treatment
• Bring in additional help at home for you and your family
  

Retirement protection

Could a health interruption get in the way of your retirement plans? Treating a critical illness can quickly deplete your retirement savings. Critical illness insurance can provide a safety net to help protect your retirement savings, so you can still have the lifestyle you want during retirement.

Get your money back if you don't make a claim

With a return of premium option, if you don’t experience a critical illness you can get up to 100% of your money back.