The Freedom Financial™ NextStep™ plan gives you more

Consult+ virtual health care services

Think of Consult+ as a walk-in clinic in your pocket. It’s an app and website that gives you access to qualified doctors and other health care professionals, with services provided by Dialogue. 

With Consult+ you and your dependants get:

• 24/7 access to medical professionals
• Help for non-urgent health conditions
• Prescriptions and refills for most medications
• Access to self-led therapy for mild to and moderate depression and anxiety
• Requisitions for lab tests and follow-up test results, when medically needed 

*Consult+ is a free service available to NextStep members who have at least a $1,000 balance. To register for your account, book an appointment with a health and wealth consultant so it’s ready when you need it. As a result of legislative changes in Quebec, as of Jan. 1, 2023, Canada Life has discontinued access to the Consult+™ virtual health care services previously offered to NextStep plan members in Quebec. This change has no impact on their NextStep plan.

Talk to experts for free

You can get help from the Credit Counselling Society, an award-winning, non-profit service to help you and your family. The Credit Counselling Society can give you free, practical resources to help you:

• Manage your expenses
• Pay off debt
• Set goals for your finances 

Reach the Credit Counselling SocietyOpens a new website in a new window - Opens in a new window  at 1-888-527-8999. If you live in Quebec or an Atlantic province, call Credit Counselling Service of Atlantic CanadaOpens a new website in a new window - Opens in a new window  at 1-888-753-2227. 

Find the coverage that's best for you

Freedom to Choose^TM health and dental insurance can help fill the gap between your provincial plan coverage and what you pay for out-of-pocket expenses such as:

• Prescription drugs
• Vision care
• Dental care
• Other expenses (physiotherapy, hospital accommodation, etc.) 

You choose a plan to suit you and your family’s needs. Plan premiums may even be tax deductible, depending on your circumstances.

You qualify for coverage as long as you’re a Canadian resident and have provincial health care. 

Learn more onlineOpens in a new window - Opens in a new window  or call 1-833-750-27881 8 3 3 7 5 0 2 7 8 8, Monday to Friday from 8 a.m. to 6 p.m. ET. 

Additional life, AD&D and critical illness coverage

No one wants to think about death or illness, but sometimes we have to. Around 90% of Canadians don’t have enough insurance coverage for their needs.¹ Do you know if you do? 

Insurance should protect you and your family in these tragic situations. Portable Benefits offers flexibility for:

• Life
• Critical illness
• Accidental death and dismemberment coverage (AD&D)

Your rates can be less than you'd pay for individual coverage, helping you save while keeping you covered. In most cases you can get a decision straight away, so you can enjoy a fast and easy application process.  

Connect with a health and wealth consultant to see if you’re eligible, discuss how much coverage is best for you and your family and get access to the online enrolment website.

An RESP you can open in your pajamas (because it’s all online)

Many Canadians think a registered education savings plan (RESP) is more complicated than co-ordinating after-school activities. But with Canada Life, you can start a plan online between periods of a hockey game. Score!

Unlike other RESPs out there, this one is through your plan² which means fees are generally lower³ so you can save more. 

How can it help?
With a Freedom Financial™  RESP you can:

• Access federal government grants that kick in $1 for every $5 put in (contributing up to $500 a year and $7,200 total), with some provinces offering more incentives.
• Begin saving in the individual or family RESP that meets your specific needs.
• Contribute through online banking or pre-authorized deposits to your plan.

When the time comes, it’s easy to withdraw the money for students to pay for tuition, books and whatever else they need for school. 

Sign in to mycanadalifeatwork.comOpens a new website in a new window - Opens in a new window and go to Open an RESP to sign up today. Have questions? Connect with a health and wealth consultant.