Let your business work when you can’t. Protect your hard-earned success with flexible coverage options.
What is insurance for business owners?
Business owned insurance provides a one-time payout to your company if you, your business partner or key employees die. It can help cover business debt, overhead expenses or a partner buy-out.
What insurance do I need?
Well, it depends. If you have a new business, term insurance can help cover your loans and overhead costs. But if you have an established business with a few revenue-driving employees, disability insurance or critical illness insurance can help protect your success if something were to happen to key people.
There are several insurance options that can best fit your business and its goals.
Cover your debt
Help pay for your business’ debts, like a mortgage or other loans.
Get access to your policy’s cash value with permanent insurance for business.
Protect your success
Insure top employees to help maintain success in case of a disability or serious illness.
Life insurance for business owners
Insurance for your business can be a flexible way to help maintain your business’ success. You can use it to protect yourself, your business partner and the future of your business. In some cases, it can also help your business access cash value from certain policies.
Short-term when you need it most
Term life insurance for your business can help cover essential costs, especially for a new business with debts to pay. It can be an ideal way to protect your young business as well as your partners and family.
Coverage with a savings component
Permanent life insurance for your business not only offers permanent coverage, it can give you access to cash value in your policy.
Health insurance for business owners
Planning ahead can help your business continue to thrive, whatever may come your way. Disability and critical illness insurance can help maintain your business’ success if you, your business partner or one of your key employees experiences an injury or serious illness.
A disability policy owned by your company can provide a monthly payment. It can help keep your business running smoothly and cover expenses if an illness or injury keeps you from working.
Critical illness insurance
Critical illness insurance can give your business a tax-free payment if you’re diagnosed with a serious condition. Your contract will define which conditions you’re covered for, but some examples include cancer, heart attack and stroke.
Looking for personal insurance?
If you already have coverage for your business, what about insurance protection for yourself and your family?There are several types of personal insurance that can fit your needs.