For many Canadians, investing can be an emotional experience. When you invest with your hard-earned money you want to trust that it’s in the right places and that it’s helping you achieve your goals. But there are so many options, how do you know what solution is right for you?
On top of that, markets are always changing. There are global politics, climate change and interest rates that will continue to impact the market and you might decide to put your money in low-interest savings accounts or avoid investing completely. Managed solutions gives you a straightforward way to invest towards your financial goals.
How can managed solutions help you?
A well diversified portfolio is essential to help reduce risk without sacrificing growth. With managed solutions, professional portfolio managers select a diverse mix of equities, fixed income, and cash in order to protect your money against market swings, while handling the day-to-day management of the fund.
Which managed solutions is right for me?
Everyone’s situation and goals are different, so there are several options available to help you find the best fit for you and your family. Whether you’re saving for a down payment on a house, approaching retirement, or looking to start an education fund for your kids, each managed solution takes into account your personal situation and risk tolerance. You can invest with the portfolio that best aligns to the amount of risk you’re comfortable with, while still putting you in a position to help grow your money.
A target risk portfolio is a simple, one step solution that seeks to establish and maintain a specific level of risk over time, by investing in a diverse selection of funds to help you achieve your goals. If you have a longer-term focus of saving for retirement or a down payment on a house this option could be a fit.
A risk-managed portfolio is a good option if you have been working hard for your nest egg and want to see your investments grow. If you’re concerned about swings in the market, this option provides a cushion from risk to give you a smoother investment experience .
If you’re saving for multiple goals at once like a child’s education, a dream vacation, and retirement this option can align your investments to help you reach your goals. A goals-based investing approach that is based on your needs will give you a clear picture of how your investments are tracking to your personal and family goals.
Managed solutions makes investing simple by giving you the benefits of a diverse portfolio in a single fund. This way you can worry less about market fluctuations and have more confidence in your investments.