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The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company have become one company – The Canada Life Assurance Company. Discover the new Canada Life

The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company have become one company – The Canada Life Assurance Company. Discover the new Canada Life

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Freedom 55 Financial is a division of The Canada Life Assurance Company and the information you requested can be found here.

How managed solutions can make investing simple

Key takeaways

  • Managed investment funds are a diverse mix of funds.
  • They offer several benefits that make it easier to invest.
  • There are different managed investment funds for types of investors and different situations.
  • An advisor can help you choose the right managed investment fund based on your risk tolerance and goals.

What are managed investment funds?

Managed investment funds, also known as managed solutions, are a diverse mix of equity, fixed income, cash and other funds that make it easier to invest. Professional portfolio managers steer funds through shifting market conditions and help protect against extreme market swings.

Managed investment funds can be used in registered investments such as registered retirement savings plans (RRSPs), registered education savings plans (RESPs) and tax-free savings accounts (TFSAs), plus non-registered savings plans.

The benefits of managed investment funds

For many Canadians, investing can be an emotional experience. When you invest with your hard-earned money you want to trust that it’s in the right places and that it’s helping you achieve your goals. But there are so many options, how do you know what solution is right for you?

On top of that, markets are always changing. There are global politics, climate change and interest rates that will continue to impact the market and you might decide to put your money in low-interest savings accounts or avoid investing completely.

For investors, managed solutions offer these benefits:

  • Choice – A variety of investments to help you reach your financial goals.
  • Confidence – They help ease your concerns about shifting market conditions and changing outlooks.
  • Simplicity – Dedicated experts build your portfolio and manage its investments day-to-day.

How to choose the right managed solution

Your situation and goals are unique. There are several options available to help you find the best fit for you and your family. Whether you’re saving for a down payment on a house, approaching retirement, or looking to start an education fund for your kids, each managed solution takes into account your personal situation and risk tolerance. You can invest with the portfolio that best aligns to the amount of risk you’re comfortable with, while still putting you in a position to help grow your money.

Canada Life Sustainable Portfolios

These portfolios help you invest in a way that aligns with your values without sacrificing potential returns. They look to invest in companies that strive to make a positive contribution to society and the environment while limiting investments in companies that may have damaging or unsustainable business practices. They’re available as mutual funds and segregated funds.

Target risk portfolios

A target risk portfolio is a simple, one step solution that seeks to establish and maintain a specific level of risk over time, by investing in a diverse selection of funds to help you achieve your goals. If you have a longer-term focus of saving for retirement or a down payment on a house this option could be a fit. They’re available as mutual funds and segregated funds.

Risk-managed portfolios

A risk-managed portfolio is a good option if you have been working hard for your nest egg and want to see your investments grow. If you’re concerned about swings in the market, this option provides a cushion from risk to give you a smoother investment experience. They’re available as mutual funds and segregated funds.

Constellation Managed Portfolios

If you’re saving for multiple goals at once like a child’s education, a dream vacation, and retirement, this option can align your investments to help you reach your goals. A goals-based investing approach that is based on your needs will give you a clear picture of how your investments are tracking to your personal and family goals. They’re available as mutual funds and segregated funds.

Canada Life Index ETF Portfolios

An exhange traded fund (ETF) is a type of investment that typically tracks a particular index, sector, commodity, or other asset. Portfolios aim to deliver performance similar to a market index with the protection benefits of segregated fund policies. They’re only available as segregated funds.

What's next?

Now that you know more about managed solutions, you may choose to meet with an advisor, or if your workplace benefits are with Canada Life, contact a health and wealth consultant to:

  • Discuss how managed solutions may fit into your investment plan.
  • Review your investment goals and risk tolerance.

The information provided is based on current laws, regulations and other rules applicable to Canadian residents. It is accurate to the best of our knowledge as of the date of publication. Rules and their interpretation may change, affecting the accuracy of the information. The information provided is general in nature and should not be relied upon as a substitute for advice in any specific situation. For specific situations, advice should be obtained from the appropriate legal, accounting, tax or other professional advisors. 

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