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Guaranteed Interest Terms

Our guaranteed interest terms offer comparable security to a guaranteed interest certificate or term deposit plus the advantages of estate planning and potential creditor protection.

Generations Guaranteed Interest Terms

Canada Life Generations segregated fund policies offer investment options that include guaranteed interest terms. These terms provide comparable security to a guaranteed interest certificate (GIC) or term deposit while adding flexibility:

  • Competitive interest rates
  • Guaranteed terms of 1 to 10 years (in whole years)
  • Option to redeem early
  • A wide range of investment options
  • Registered or non-registered policies

Comprehensive Annuity Policy

A comprehensive annuity policy (CAP) is available as either registered or non-registered. CAP offers comparable security to a guaranteed interest certificate (GIC) or term deposit with the flexibility of:

  • Competitive interest rates
  • Guaranteed terms
  • 3 interest options: daily interest, guaranteed interest accumulation option, or guaranteed interest income option
  • Maturity dates from 30 days to 10.5 years (longer terms available for your registered retirement income fund)
  • Option to redeem early

Rates and Values

Check current rates and values for guaranteed interest terms.

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