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Business Expense Calculator

During a disability, revenue and savings can diminish rapidly. Expenses may not. How would you cover your monthly business overhead expenses?

Enter whole numbers in each field that applies to your situtation. Do not enter commas, decimals or spaces.

Business Expenses
Salaries:	$
Rent:	$
Utilities:	$
Janitorial / maintenance:	$
Property taxes:	$
Property insurance:	$
Furniture / equipment / vehicle leases:	$
Business loans or depreciation:	$
Telephone:	$
Postage or courier:	$
Accounting and legal services:	$
Professional, trade or union fees:	$
Business insurance:	$
Business taxes:	$
Total monthly business overhead expenses:	$

If these expenses are shared, only your share will be included as overhead expenses. Your share will be calculated in the same proportion as: the total income of the business that is directly generated by you divided by the total income of the business that is directly generated by you and all members of your occupation.

Total business income:	$
Total business income generated by you:	$
Your share of business overhead expenses:	$

This is not intended to be a complete needs analysis. Please work with your financial advisor to establish a complete financial security plan. This is not intended to be a recommendation or opinion as to the amount of insurance you require, but rather a basis for discussion between yourself and your advisor.