Plan Features
The following plan features come with every Child LifeAdvance policy.
Illness Assist Benefit
- Provides a one-time lump sum benefit of 10% of the critical illness benefit up to $25,000 without reducing the critical illness benefit.
- A benefit is provided if the insured child receives a written diagnosis for:
- Ductal Breast Cancer
- Early Prostate Cancer
- Superficial Malignant Melanoma
- or if the insured child undergoes Coronary Angioplasty
Surgery Advance
Provides an advance of 10% of the critical illness benefit up to $15,000, if the insured child is diagnosed with a critical illness insured condition as defined in the policy, and the child requires surgery as a result of the condition.
Conversion Option when the Policy Expires
The policy expires on the anniversary nearest the insured child’s 25th birthday. The policy owner may apply to convert all or a portion of the coverage 2 months before the child turns 25 without underwriting to a critical illness insurance policy available for conversion.
Purchasing Child LifeAdvance now can enable your child to have critical illness insurance coverage for life without further underwriting or medical evidence.
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